CCB Loan Flow

This page describes the end-to-end flow for a CCB (Cédula de Crédito Bancário) loan on our platform: from loan creation via API through KYC, CCB issuance and signatures, registration on-chain, investment, and final disbursement in BRL to the borrower.

The process starts when a loan is created (e.g. via POST /loans). Depending on the facility, the loan goes through KYC and approval. Once approved, the CCB is issued and must be signed by the required parties. After all signatures are collected, the loan is created in the smart contract and enters the on-chain investment flow. Funds are then converted from BRZ to BRL and disbursed to the borrower’s account.

The diagram below illustrates this flow from start to finish.